Personal Loans Information  Easy Loans Australia is an Accredited MIAA finance provider, we provide standard bank personal loans ensuring you get the best-unsecured loan products. With direct access to the banking system you can rest assured it will be an Easy-Loan. Whether you're looking to renovate or just looking for help with debt consolidation, Easy Loans Australia would like to help.
Why Easy Loans Australia?
We make it easier, faster and improve your chances of success. Easier - you dont have to visit the bank 2 to 3 times and make appointments with bank managers. Keep in mind that all the bank staff does is complete an application form, without truly understanding the important issues in a successful application.Faster - By using our direct access to the banking system, the Web, phone and fax we are able to greatly reduce the time it takes to get a loan.Grater Success - By understanding the information you should provide will greatly enhance your chances of succeeding with your application.How long does it take?
The loan can take as little as 24 - 48 hours. It is dependant on your ability to provide the relevant documentation and sign the final loan documents, How much can I borrow?
The minimum is $5000 and maximum is $40,000. What's the interest rate?
Unsecured personal loans from 11.95% to 14.2% What is the min and max loan term?
The minimum loan term is 1 year to a max of 7 years. What is the loan dependant on?
You must have a clear credit file, this means you must not have any defaults or bankruptcies listed on your credit file and be able to demonstrate your ability to pay the loan back in full, without financial hardship. How much are the repayments going to be?
This chart is to be used as a guide only. All lenders have different application, account and ongoing fees, these are available upon request. Repayments are based on a 7 year repayment term. | Amount Borrowed | Weekly
Re-payment | Fortnightly
Re-payment | Monthly
Re-payment | | $5,000 | $19.63 | $39.29 | $85.31 | | $4,000 | $25.00 | $50.05 | $108.68 | | $5,600 | $33.61 | $67.27 | $146.08 | | $6,000 | $35.76 | $71.58 | $155.42 | | $8,000 | $46.51 | $93.11 | $202.17 | | $10,000 | $57.26 | $114.63 | $248.91 | | $12,000 | $68.02 | $136.16 | $295.66 | | $14,000 | $78.77 | $157.69 | $342.40 | | $16,000 | $89.52 | $179.22 | $389.14 | | $18,000 | $100.28 | $200.74 | $435.89 | | $20,000 | $111.03 | $222.27 | $482.63 | | $22,000 | $121.78 | $243.80 | $529.38 | | $24,000 | $132.54 | $265.32 | $576.12 | | $26,000 | $143.29 | $286.85 | $622.87 | | $28,000 | $154.05 | $308.38 | $669.61 | | $30,000 | $164.80 | $329.91 | $716.35 | | $32,000 | $175.55 | $351.43 | $763.10 | | $34,000 | $186.31 | $372.96 | $809.84 | | $36,000 | $197.06 | $394.49 | $856.59 | | $38,000 | $207.81 | $416.02 | $903.33 | | $39,000 | $213.19 | $426.78 | $926.70 |
The above payment guide includes the lender Application Fee (available upon request). |
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